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Hi, my name is Stacey Smith. I'm a Branch Manager/Residential Mortgage Loan Officer with Lower, LLC, offering personalized mortgage solutions, customized quotes, great rates, & service with integrity.

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13341 West US 290, Bldg 2, Office #224
Austin, TX 78737
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© 2025 Lower, LLC | NMLS #1124061 | www.nmlsconsumeraccess.com | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Conducts business in 47 States to include the District of Columbia. Alabama, Alaska, Arizona – License #1000936, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Iowa, Idaho, Kansas, Kentucky (Lower.com, LLC), Louisiana, Maine, Maryland, Massachusetts Mortgage Broker License — MC1124061 | Massachusetts Mortgage Lender License — MC1124061, Michigan, Minnesota, Mississippi, Missouri, Montana (Lower.com, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington (Lower.com, LLC), West Virginia, Wisconsin, and Wyoming.